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San Diego downtown real estate broker

Bob Schwartz, CRS, GRI 

Certified Residential Specialist



San Diego, California 92101

Telephone - Cell:
(619) 300-8819

(619) 229-0048

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Buying Your Perfect Home

By Bob Schwartz, CRS, GRI ©2005 All rights reserved.

Despite that itís not easy for everyone to buy a home, it is in fact easier} than ever to get a home nowadays with most lending agencies and banks being more generous than ever with affordable price.

A lot of us believe that buying a home is a difficult process, requiring a large down payment, although this isnít always true. Buying a home greatly depends on how much you have to spend. If you put a down payment on your home purchase, it will go towards your overall purchase. The more money you put down on a home when you purchase, the smaller your monthly payments will be.

Those of us who donít own a home live in rental houses and apartments. This can be a useful solution, although you're still paying money towards your housing that you could instead be putting towards a home of your own. Owning a home is a dream for many people, especially when it comes to that certain dream home that we all hope to own one day. Apartments and homes are sufficient to rent - although most rent payments these days will cost you just as much as a mortgage payment, which really doesnít make any sense at all.

Instead, you can easily convert your rental payments into monthly installments towards your own home. All across the United States, you can find plenty of banks and lenders that provide easy to get loans for buying your own home or real estate property at low interest rates. With a low interest rate, you can get the home of your dreams and the benefit of low monthly payments.

Remember, you need to choose a loan plan thatís right for you. You can go through a bank, through a lender, or use an online service to help you in your selection. There are many different placed to find aid, although real estate agents seem to be the most common nowadays. Reputable real estate agents will be happy to help you get a great deal on the home, with prices that are good for you. Whenever you buy a house, you should always plan ahead of time, find yourself a real estate agent, and then pursue your dream home.

If you plan your budget and take your time with everything, youíll be nearer than you think to the home of your dreams. If you choose to keep renting and pay money toward something you wonít own, the home of your dreams will continue to slip away. Take action now and stop renting! Find the home of your dreams and put your money towards owning it instead.



Bob Schwartz, is a Certified Residential Specialist, CA licensed real estate broker with Bob has over 27 years of residential real estate experience, authored a number of published articles and served as an expert witness for San Diego lawyers. You can contact Bob via e-mail at or visit his highly popular San Diego real estate website at:
This work is protected under copyright and may not be published in other works without express written permission from Promotions Unlimited or the following procedures are implemented: Please feel free to publish this article (as long as no changes are made (all hyper-links to remain and not be modified in any way) and the author's name and site URL's are retained) in your ezine, newsletter, offline publication or website. A copy would be appreciated at Click here to email Bob


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