downtown San Diego real estate   mls listing  

San Diego downtown real estate broker

Bob Schwartz, CRS, GRI 

Certified Residential Specialist

 


 

San Diego, California 92101

Telephone - Cell:
(619) 300-8819

Facsimile:
(619) 229-0048
E-mail:

 brokerforyou@gmail.com

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Choosing Your Real Estate Appraiser


If you have been considering purchasing a real estate property for personal use or as an investment, youíll need to employ the services of a real estate investor. If you play to finance your home through a bank or other lender, youíll more than likely need to get the property appraised first. Banks and most lenders want to know the value of the home for your protection, as well as make sure that the home they are financing is worth the total amount that you take on the loan.

In most cases, the appraisal shows that the home does certainly meet or exceed the asking price. In some cases however, the appraisal will come back saying that the home is worth less than the selling price. If this is the case, the buyer normally has to either drop the deal or try to negotiate with the seller to get a price that meets the appraisal.

For those very reasons, a real estate appraiser is exceedingly vital. When you are dealing with a home, one appraisal can make a deal or break it. Even though you may not be financing your purchase through a lender or the bank, you should still make an effort to get the home appraised and find out the true value. You should also make a point to find the best appraiser that you can afford. If you hire an appraiser who isnít that experienced, youíll pay for it later when you discover that the property isnít worth what you paid for it.

A real estate appraiser will examine the home completing an evaluation, and then provide you with a written evaluation after he has gathered all necessary information. Appraisers will also taken into consideration the replacement costs as well. Also, they will have to very land descriptions as well. There is a lot of work involved with appraisals, which is why itís so very important that each step of the process is performed correctly by a qualified real estate appraiser.

If you have a real estate agent, he or she will in all probability be able to create a recommendation. Keep in mind that this doesnít mean the recommendation is the best; itís just someone who your agent works with. To ensure that you get the right appraisal on your home youíll need to find yourself an appraiser who is capable of completing the job.

When you look for your real estate appraiser, you should look for someone who comes highly proposed. You can ask family and friends for their outlooks, or search local papers, even the Internet. If you take your time and search for the best real estate appraiser that you can find Ė youíll normally get an appraisal that is right on target.


ABOUT THE AUTHOR

 

Bob Schwartz, is a Certified Residential Specialist, CA licensed real estate broker with www.Brokerforyou.com. Bob has over 27 years of residential real estate experience, authored a number of published articles and served as an expert witness for San Diego lawyers. You can contact Bob via e-mail at bob@brokerforyou.com or visit his highly popular San Diego real estate website at: http://www.brokerforyou.com
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